Several states also have laws to provide their citizens an additional layer of protection. is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and a potential case under the EFTA. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Keynote Consulting Inc., like most collection agencies, wants to set up recurring payments from consumers imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. is harassing you over a debt, you have rights under the FDCPA. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States. The main telephone number is 84 and the main website is. Keynote Consulting Inc.’s Address, Phone Number, and Contact Information Founded in 1996, it is privately owned and has been accredited by the Better Business Bureau (BBB) since 2018. is a third-party collection agency based in Palatine, Illinois. You have nothing to lose! Call us today at 88 for a free consultation. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You won’t owe us a dime for our services. violated the law, you will get money damages and they will pay your attorney’s fees and costs. You have rights under the law, and we will stop the harassment once and for all. We also work with credit unions, financing companies, and property management companies.Debt collectors like Keynote Consulting Inc. ![]() We happily work with medical billing companies as well as directly with doctor’s offices. Keynote specializes in all sectors of medical and consumer debt. Keynote happily accepts portfolios of any size. ![]() Having unpaid receivables impacts any business, but growing businesses especially. ![]() Do You Need a Collection Agency?Īny business small or large may have a need for assistance in accounts receivable. No matter which Keynote employee answers the call, your customers will be speaking with a staff member who has the knowledge and experience to effectively provide you with the best possible result. we hire only experienced professionals who dedicate themselves to working with people to resolve their pressing financial matters from start to finish. Employees seem to come and go with regularity, and there is little continuity between the collector and your customer. Often, collection agencies are “revolving door” businesses. We are adept and equipped to handle any of our clients’ accounts receivable needs. Our staff is highly experienced and trained for excellence. By utilizing our comprehensive set of services to help our clients maximize the liquidity of their portfolios we have become nationally recognized as an industry leader in compliance and execution. With that in mind we hold ourselves to the highest standards. As a family owned & operated business our reputation and legacy are of the upmost importance to us. ![]() is a licensed and bonded Illinois collection agency. Established in 1996, Keynote Consulting Inc.
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